If you have ever been in a car accident, you probably had to work with an auto insurance adjuster. Given that the adjuster works on behalf of your insurance company, wouldn’t it be nice to see behind the curtain and find out exactly what they are thinking? More specifically, in their opinion, what is the one thing you should do after an auto accident?
According to R. Rogers, an insurance adjuster for over 40 years, calling the police while at the scene is absolutely essential. When police arrive at the scene, they take an unbiased look at the facts and make determinations that ultimately lead to the placement of liability. They are also able to request medical treatment for injured drivers and passengers.
You’ve heard the old adage: there are two sides to every story. A wreck is an example of this; two drivers with literally two different perspectives of the crash and both drivers are positive that their version is correct. In most cases, law enforcement can evaluate the scene and figure out what really took place. Their version of events is dictated in a Police Report (or Crash Report) and this is an extremely important piece of evidence for your automobile accident claim.
A lot of information is included in this document. Driver names, insurance providers, impact details, vehicle types, and citations are all recorded. This is used by adjusters and attorneys to decide liability, which ultimately decides who pays for damages. Without this report there is a large burden of proof to overcome.
In sum, if you are ever in an auto accident, make sure to take the critically important step of calling the police. And, of course, if you ever have any questions about your rights after an auto accident, you should call an experienced personal injury law firm.