If you’ve been injured in an accident in Texas, one of your first concerns may be who will pay your medical bills. This will largely hinge on who is at fault in the accident.
If another driver was at fault, that driver and his or her insurance company will be responsible for paying for your injuries and any other damages from the accident. This is the reason that car insurance is mandatory for Texas drivers. However, there are still people who drive without insurance and if you are unfortunate enough to be hit by one of them and don’t have uninsured motorist (UIM) insurance coverage, getting compensation for your injuries could be more complicated. An experienced Texas personal injury attorney should be consulted in this case.
However, if it’s clear the other driver was at fault and is insured, you will file a claim with their insurance company. Just remember that the insurance company won’t “pay as you go” — you only get one check — so it’s best to wait until all your treatment is finished so you know the amount you need for compensation.
You also need to know that you do not have to accept the insurance company’s first offer. In fact, statistics show that you are better off working with a personal injury attorney to obtain just compensation for your injuries and other damages. In Texas, you are entitled to recover damages for:
- Medical expenses and lost wages
- Future medical care or home care required
- Lost earning potential (if you are disabled)
- Pain and suffering
- Loss of quality of life
- Inability to function as a whole person
- Disfigurement, deformity and permanency of injury
If you or someone you love has been injured as a result of an accident, our Texas personal injury attorneys have the experience and resources to help you through this difficult time and obtain just compensation for your injuries. Please call 800-248-6000 or contact us for a free consultation.