A homeowners’ insurance policy is a contract, and when storms and tornadoes happen in Texas, your insurance company has a duty to act promptly to resolve your claim. Sometimes, however, this is not the case, and if you find yourself in a fight with your homeowners’ insurance carrier, it’s a good idea to consult with a Texas personal injury attorney.
Here are some instances where getting legal advice may be necessary:
- When covered claims are denied
- When the insurer attempts to blame the damage on things that are excluded in your policy
- When an insurer attempts to have you settle for less based on computer data models
- When exclusions are ambiguous and an insurer tries to deny coverage based on this ambiguity
- When an insurer undervalues your claim
- When an insurer delays acting on your claim
When an insurance company denies your claim or delays it that can add additional stress to already difficult situation. Insurance companies have employees trained to handle your case, send you paperwork, evaluate and process your claim. Without an attorney, people are forced to deal with this onslaught on their own which can be difficult and time consuming. If you are recovering from a major medical procedure, your focus should be on recovery.
If you have lost your home in a storm – your focus should be on your safety and rebuilding. The last thing you should have to worry about is whether or not your insurance company will pay. If you believe you have been unfairly denied compensation by your insurer, you should speak with a Texas personal injury attorney to learn about your options for fighting the insurance company’s decision.
If you are in a battle with an insurance carrier, contact us today to learn how we can help. Working as your representative, we will take the burden from you and make sure that your insurance company does what they said they would – take care of you when you need it most. Please call 800-248-6000 or contact us for a free consultation.