Some people come to our law firm wanting to know if the insurance company can delay settling their auto damage claim to pressure them into settling their bodily injury claim. That's a violation of the Texas Insurance Code. If the insurance company does that they are responsible for the damage that practice causes you as well as your attorney fees in holding them accountable. You have the right to settle your property damage claim before you settle your bodily injury claim. We recommend that you wait until you are released by the doctor and you know what your future holds before you discuss settling your bodily injury claim.